Looking around for an estimate is not in the best interests of most people.

But do remember that it is worth seeking for one, which is most competitive.
Many people spends more than they have to on their auto insurance, because
they simply ignored to get estimates.
So here are a few tips to save your spending in this rough economy :

First seek what the state requirements are for necessary minimum coverage. ( this will make sure of having adequate coverage )

Never rely more on Insurance agency, as their job is to sell insurance and
not cut your spending.

Shop around for many insurance estimates ( even though it doesn't fascinates you)or Get insurance quotes online, as it is comparatively a stress free shopping

Compare their policies and interest rates ( to the best of your knowledge )

In case of having 2 or more vehicle, make sure that each one is included.

Airbags, ABS, auto-alarms features will fetch you discounts too ( which mean you can have additional savings every year ).

Having multiple insurance with single company will also cut your spending as some companies offer so.

Accident free driving record will also prove you additional discounts, so
does defensive driving course incentives.

Be aware that some companies may cost more for

i) Men under 25,

ii) single drivers,

iii) miles driven per day,

iv) young drivers ( under 21 ),

and

v) even the kind of car !!!

Always remember that probably no insurance company will charge same. So shop

around for better choices...

So if your insurance is due now, its time to start shopping.

Happy Savings :)